Title Search on Homes
Doing a title search on homes is one of the most essential things you need to do especially when you plan to buy it. This will require time and effort on your part as doing a title search on homes is not an easy task to do.
Moreover, not all homes are attached to the land and are considered as real estate. If you are interested in buying manufactured homes, which are treated as chattel (non real estate), then the type of title search you need to do is different.
Title Search on Homes that are manufactured:
Manufactured homes are not attached permanently to the ground that is why it is treated as non real estate. These manufactured homes are also known as mobile homes and are also assigned titles which should be registered in each state. Unlike homes that are attached on land and are taxed as real estate property, manufactured or mobile homes are taxed differently and are registered with the department of motor vehicles.
Requirements for Successful Title Search on Homes that Are Manufactured;
When doing a title search on homes, you should get hold of the following essentials so that you are guaranteed to successfully get positive results with your title search:
- Take the details of the manufactured home you are interested in. Get hold of its serial number, manufacturer, model, make, and the name of the owner. Most of the time you can get these important details through contacting your state’s department of motor vehicles. Double wide mobile homes have two titles so make sure that you take all of the important details.
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Start Your Preliminary Search Now! |
- The name and the address of the current owner of the manufactured home should also be taken. If the home is taxed as real estate and not considered as chattel, you will also need to have a legal description and a copy of deed to land with you.
Important Facts You Should Know;
- When doing a title search on homes, particularly manufactured ones that are not permanently attached to land, make sure that you tell the agent to help you determine what liens are against the mobile home you are interested in. If the agent tells you that there is no record available of the title with motor vehicles, then the manufactured home you are interested in might be taxed as real estate and you should start a title search on homes in regular category.
- If you want to make sure that the manufactured home you are interested in is taxed as real estate, you can approach the property tax office in your county so that you get enlightened. If it is indeed taxed as real estate you can utilize the land’s legal description when searching for the chain of title.
- When doing a title search on homes that are manufactured, as well as on regular homes, you need to start your search on the current owner and then to the consecutive grantees and finally the first grantor. Going through the chain one by one is essential so that you get to determine the liens that are against the property you are opting to buy.
You can either ask a clerk to assist you with your title search needs or you can also choose to hire a title company for a small fee as they can provide you with quality service worth your money.
Find out more about Title Search on Property and read about Who Lives at This Address?
Top Property Title Search Services
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Top International Property Title Search Service
In order to run an international property title search (all the countries in the world) to the top title search service is: RecordsFinder.net anywhere around the world - International service.
